Take your Banking to the Next Level

Browser-based, online real-time banking solution

  • Multi-branch & Inter-branch transactions
  • Can be deployed locally, regionally & nationwide

Centralized Customer Information

  • “Know Your Customer” Single Customer Relationship View
  • Total relationship view of customer portfolio of accounts
  • Centralized Database, Bank-wide Customer Info

Digital eBanking Ready

  • Interfaces for Mobile Banking & Internet Banking
  • Issuer Interface to ATM Networks: Bancnet & Megalink
  • 24x7 Operations

Operational Efficiency

  • Straight –Thru-Processing (STP) including GL
  • Offline Transaction Capture/Store and Forward facility
  • Batch Transaction Upload
  • Parameter-driven Product Definition
  • Role-based User Management with Maker-Checker
  • Automatic handling of inter-branch transactions



  • Regular and Special Savings
  • Time Deposit
  • Checking Accounts
  • Passbook and Statement of Account
  • CA/SA EOD EOM, ADB, Inward and outward clearing
  • Authorize ATM & Internet transactions & Mobile transactions

Branch Operations

  • Branch Operations
  • Tellering
  • Passbook Printing
  • New Accounts Opening
  • Customer File Maintenance
  • Start of Day End of Day
  • M/C, Passbook, TD, checkbook management


  • Flexible Loan Products & Payment Terms
  • BSP compliant, EIR, Truth in Lending
  • Aging & Reclassification
  • Loan Inquiry / Net-to Close/ Payments, Adjust
  • Collection Module
  • Restructuring
  • Interest Income recognition (accrual/ cash)

General Ledger

  • Central repository of all the financial transactions, either as individual entries or summary of interfaced transactions from the subsidiary ledgers
  • Generates Balance Sheet, Income Statement, Financial Statement and other financial and regulatory reports, on a per branch and company level.
  • Standard Chart of Accounts across the entity
  • Multi-organizational set-up within the entity
  • Multi-level GL/SL control accounts
  • Multi-currency feature, local and FCDU books

API Ready Banking

  • Connect 3rd Party Digital Omnichannels
  • Authorize ATM Transactions from Bancnet
  • Authorize Payments and Fintech transactions
  • Add on Instapay, Pesonet Transactions

Download Tri Fold Brochure