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Acacia 360 Financial Services Solutions
Acacia 360 Financial Services Solutions
Bringing Philippine developed mission-critical Financial Services solutions for the Banking, Lending, Cooperative sectors enabling wider reach and inclusion.
- Faster to ROI
- Adapted to Philippine business rules and compliances out of the box
- Robust & Scalable, Modern & Web based
- Modular & Flexible parameters to launch your product in days.
- Connect with Fintechs, Payments, Wallets, Omni-channel providers.
Compliant Solutions for expanding Financial Services Organizations
- Cooperatives
- Savings & Loans Association
- Traditional Banking
- Lending
- Micro Financing
Take advantage of the Internet for customer/member servicing
- Self-service web portals for members/account holders
- Remote Branches, Kiosks, Mobile
- Minimize manual ‘excel’ and file hand-off processes
Solutions At a Glance
Solutions At a Glance
Loans Origination
Loans Origination
- Handle 1000s of Loan applications per day.
- Team based Loan Application Workflow from Data entry, CI, Credit Score, NFIS-CMAP, Evaluation, Approval
- Achieve 2 hour turn around time
- Team Dashboards
- Print PN, Disclosure, Amortization
Loans Management
Loans Management
- Flexible Loan Products & Payment Terms
- BSP compliant, EIR, Truth in Lending
- Aging & Reclassification
- Loan Inquiry / Net-to Close/ Payments, Adjust
- Collection Module
- Restructuring
- Interest Income recognition (accrual/ cash)
Commercial Loans
Commercial Loans
- Credit Facility/Line Management
- Workflow based Data Entry, CI, Appraisal, Evaluation Module with Risk Scoring & Risk Rating inputs
- CRAM LAM Preparation
- Collateral Management
- Repricing
- Discounting
- Restructuring
Deposits
Deposits
- Regular and Special Savings
- Time Deposit
- Checking Accounts
- Passbook and Statement of Account
- CA/SA EOD EOM, ADB, Inward and outward clearing
- Authorize ATM & Internet transactions & Mobile transactions
Branch Operations
Branch Operations
- Branch Operations
- Start of Day End of Day
- PCOS
- Tellering
- Passbook Printing
- New Accounts Opening
- Customer File Maintenance
- M/C, Passbook, TD, checkbook management
Cash Management
Cash Management
- Check Writer with Voucher
- Post Dated Checks Warehousing
- Company Payroll and Attendance
- MC Check cutting for suppliers
- General Accounting, ERP
Customer Information File
Customer Information File
- BSP KYC fields compliant
- CIC fields compliant
- 360 view of Customer Relationship and Borrowing Limit/Exposure
- Interface to AMLA, eKYC, Central Liability System
- Individual, Single Prop, Corporate, Co Makers Co Borrowers
- Deduping
Savings & Loans Cooperatives
Savings & Loans Cooperatives
- Membership Management
- Loan Application
- Loan Management
- Deposits
- Cashiering
- Capital Contributions
- Patronage Dividends
- Online Members Portal
CICS and Facial Recognition
CICS and Facial Recognition
- CICS alterntative Solution
- PCHC Recognized
- Mitigate Bottlenecks
- Simplified Architecture
- Facial Recognition for ID and liveness verification
Mix and Match Solutions
Mix and Match Solutions
- Modern Design
- Seamless functionalities as stand-alone or combined modules
- No code modifications to define new loans/deposit products
- Parameterized product definition
- Mix & Match Modules according to your operations
Watch the Acacia Video
Watch the Acacia Video
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